For guaranteeing the most complete paying up of compensations at occurrence of insurance event, for a particular insurance it is necessary to be selected a stable insurance company and qualitative insurance product. Below is presented a brief analysis of the procedure of taking out a qualitative insurance, liquidation, as well as the position of the insurance broker.
1. Choice of insurance company
2. Qualities of the offered insurance contract
In the general case for concluding insurance contract the insurance companies offer their standard clauses and terms. In order to be clear about the level of coverage of one’s property interests, the insured person must perfectly know the general and special conditions regarding the insurance as well as the laws settling the contract relations between the parties and the internal normative base of the insurance company. Quite often for us, as representatives of the insured person, it was necessary to coordinate with the insurance companies an alteration of their general conditions in connection with the specific character of the insured person’s activity.
3. Covered risks on the insurance contract
4. Insurance amount
5. Insurance bonus
6. Insurance compensations
