For guaranteeing the most complete paying up of compensations at occurrence of insurance event, for a particular insurance it is necessary to be selected a stable insurance company and qualitative insurance product. Below is presented a brief analysis of the procedure of taking out a qualitative insurance, liquidation, as well as the position of the insurance broker.
1. Choice of insurance company
2. Qualities of the offered insurance contract
3. Covered risks on the insurance contract
4. Insurance amount
5. Insurance bonus
Undoubtedly the insurance bonus is one of the most important aspects at concluding an insurance contract. To great extent it is formed on market principle. Another important criterion is the levels of the international reinsurance market. If the price of insurance is lower that the one at which the respective risk can be reinsured, then this could possibly lead to difficulties of the insurance company at paying off insurance compensations. This does not mean that our clients pay higher insurance bonuses – our strive is to reach to the minimum reasonable levels for each concrete case.
